Don't forget about your pension. As your earnings change you may want to adjust contributions, and the nearer you get to retirement the more you can pay in.
When you get your annual pension statement take some time in assessing your pension needs to see if your pension is still suitable. The statement will include an illustration of your pension income in today's prices.
Some pension providers and employers are already offering combined pension forecasts, which give you an estimate of what you can expect to receive from your company scheme and the state, including the basic state pension - see the basic state pension.
If it looks like the fund won't meet your needs, you could increase your contributions or consider an additional scheme.
If you have lost track of a pension
If you think you have entitlement to a pension but for some reason are no longer in contact with the company and have lost touch with the pension scheme, the Pension Tracing Service may be able to help - call The Pension Tracing Service Enquiry Line on Tel 0845 600 2537.
Problems with your pension
If you have a problem with your pension that can't be sorted out by the provider, you can get help with pension problems from the Pensions Advisory Service (PAS)
If you have a complaint about the way you have been sold a pension, you can contact the Financial Ombudsman Service.