There are ways you can save money on goods and services, both at home and in your business.
Making personal savings
You may be able to reduce the amount of money you pay out each month, simply by shopping around for services and loans. If you already have personal debts, for example on credit cards or personal loans, seek advice from an independent adviser or your bank as it may be possible to reduce your outgoings this way as well.
You can also try to reduce your everyday expenses.
Making savings in your business
You could implement simple cost control systems across your whole business to identify scope for savings. You could cut unnecessary or excessive costs, for example, by not heating your premises at night or finding low price suppliers for goods or services.
Adopting 'green' practices such as switching off computers when not in use can also save money as well as reducing your carbon footprint. Consider leasing goods or buying them second hand. See decide whether to lease or buy assets.
Consider whether you can save money by running your business from home - see use your home as a workplace.