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Providing a guarantee for your loan
How loan guarantees can help you secure funding, and details of personal and limited liability.
What is a balance sheet and why is it used?
Limited companies and limited liability partnerships must produce a balance sheet as part of their annual accounts.
Assessing your cash needs: assets and liabilities
Gearing ratios, working capital ratios and quick ratios are useful tools to compare assets and liabilities.
Matching sales and production cycles
Ensuring a closer match between sales and production cycles can help avoid overtrading.
How to avoid overtrading: example
A case study of how to avoid a situation of overtrading and the potential disaster it causes.
Balance sheets
Balance sheets show a business' assets and liabilities and can help you assess a business' financial health.
Insure against common business risks
Risks most businesses need to consider insuring against - from fire, theft and equipment failure to unpaid bills and cyber attacks.
Protect your staff with insurance
Insurance to protect you and your staff - key person, critical illness, income protection, private health cover.
Reduce your business insurance risks and premiums
How to pay less for insurance by managing risk - perhaps by improving your health and safety performance.
What insurance does my business need?
Learn about the different types of insurance and how to get help from an insurance broker.
What types of business insurance are legally required?
Information on the types of cover you must have by law - typically employers' liability and motor insurance.
Liability and professional indemnity cover
Insurance against legal claims for damages - public and product liability and professional indemnity cover.
Business insurance when working from home
How working from home could affect your cover - perhaps requiring an increased premium or changes to your property.
Business insurance losses and claims
The information you should provide when making a claim and the role of the loss adjuster.
The purpose of business insurance
Why businesses should consider insurance and the types of events your business can insure against.
Business insurance: the basics
Details of the different types of insurance for businesses and finding a broker.
Checklist: buying insurance for your business
Key stages when choosing and buying insurance.
Avoid the problems of overtrading: debts
Debt factoring, prompt payment discounts and regulating cashflow help reduce the risk of overtrading.
What is overtrading?
How insufficient finance and resources to sustain a business’s level of trading can lead to overtrading.
Avoid the problems of overtrading: assets
How to solve cashflow shortfalls and bring new money into the business in a variety of ways.