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Setting up a merchant account for your business
Discover which banks offer merchant services and how to set up an account.
The costs of accepting card payments
Advice on the fees you will pay for every credit, debit or charge card transaction, and other costs to consider.
Your liability for disputed card payments
Customer refunds for fraudulent transactions and for undelivered or defective goods.
What is in a balance sheet?
Fixed and current assets and liabilities are important contents of a balance sheet.
Costs of buying business property
Financial considerations you should take into account when purchasing commercial premises.
What is overtrading?
How insufficient finance and resources to sustain a business’s level of trading can lead to overtrading.
Balance sheets
Balance sheets show a business' assets and liabilities and can help you assess a business' financial health.
Set up a profit and loss account for your business
The financial records you need to keep in order to report your profit or loss.
Advantages and disadvantages of buying an existing business
An overview of the advantages and disadvantages of buying an existing business.
Business transfer agents and business brokers
A business transfer agent or business broker could also help you to find the right business to buy.
How to avoid overtrading: example
A case study of how to avoid a situation of overtrading and the potential disaster it causes.
Assessing your cash needs: creditors and debtors
Debtor days ratios and creditor days ratios estimate how long you take to pay debts and customers take to pay you.
Example of overtrading
A case study of a situation of overtrading and the potential disaster it causes.
Business banking services offered by European banks
The different business accounts and business services offered by European banks.
What you will need to set up your business account in Europe
The documents that banks in Europe will require you to submit before you can open your business bank account.
Assessing your cash needs: assets and liabilities
Gearing ratios, working capital ratios and quick ratios are useful tools to compare assets and liabilities.
Matching sales and production cycles
Ensuring a closer match between sales and production cycles can help avoid overtrading.
Payment card security measures
Fraud prevention techniques and your obligation to protect cardholder data that your business stores or transmits.
Advantages and disadvantages of accepting payment cards for sales
Card payments can increase sales, broaden your customer base and cut admin - but watch costs and the risk of fraud.
Where to find a business to buy
Newspapers, trade journals, adverts, magazines, websites and word of mouth will help you find businesses for sale.