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Checklist: set up as a sole trader
A checklist of things you must do, and organisations you must make contact with, to set yourself up as a sole trader
Payment Card Industry Data Security Standard compliance
The Payment Card Industry Data Security Standard is applicable to any organisation that stores, transmits or processes cardholder information.
Advantages and disadvantages of using a payment-processing company
Using payment-processing companies to handle online card transactions has advantages, but it is also worthwhile to consider the disadvantages.
Advantages and disadvantages of selling through online marketplaces
Using an online marketplace for your business has many advantages, but it is also worthwhile to consider the disadvantages.
Checklist: applying for an internet merchant account
The requirements you will need to satisfy when applying to a bank for an internet merchant account.
Start a business from home
Guidance and practical tips on starting a home-based business and local support to help establish your home business
When to cash in your personal pension
What happens when you retire and claim your pension, including how much tax you will pay
The State Pension
Getting a forecast of your State Pension and working out your state pension age
How a personal pension works
How much you can contribute to a personal pension fund, tax relief and how annuities work.
How bankruptcy petitions work
How to issue a bankruptcy petition
Choosing the right legal route for your debt claim
Differences between the small claims track and the high court
Winding up and bankruptcy petitions
How to issue a petition to close the business or enforce a judgment if your customer does not pay you
Using solicitors and debt recovery agents
In certain cases when collecting money owed to you it may be sensible to seek professional help
Issuing your debt claim
The forms and evidence you will need to issue a claim for payment
What happens after your debt claim has been served
Court procedures after your claim has been issued, and what the defendant's and your options are
What happens if your debt claim is contested
The procedures if a defence is entered and the case proceeds to a court hearing or trial
Recovering interest on unpaid debts
The types of interest you can charge on unpaid debts and whether you are entitled to claim them back in court
Complaints against the Insolvency Service
How to complain about The Insolvency Service, who to complain to and what you should include in your complaint
Dealing with unresolved Insolvency Service complaints after the initial response
What to do if your complaint is unresolved and how to complain
Taking your case to the Ombudsman
What the Parliamentary Ombudsman is responsible for, what they can do, and how to contact them