Guide

Commercial mortgages and lenders

Finding a commercial mortgage lender

If you decide to arrange your own mortgage, rather than using a broker, there are various options, such as talking to business contacts, your own bank, financial advisers or your accountant.

The internet offers access to hundreds of lenders who offer instant quotes and advice. If you are happy with a quote you find online, it is recommended that you telephone the lender in person before signing up - you may find you can get an even better deal and can also confirm details.

You may prefer to discuss your needs with potential lenders in person - talk to your own banker as well as an adviser at major banks and building societies which provide commercial mortgages.

You could seek specialist advice on what sort of mortgage will be best for you. - the National Association of Commercial Finance Brokers (NACFB) provides a search for specialist commercial finance brokers.

The Money Advice Service also provides further guidance on mortgages.